Goldman just funded agents that make lending decisions. Read the tell.

Goldman just funded agents that make lending decisions. Read the tell.

Goldman just led a $110M round for AI agents that make lending decisions. Decisions, in one of the most audited industries there is. That's the tell.

The company is Taktile. The money is Growth Equity at Goldman Sachs Alternatives. The product runs agentic decisions for banks and insurers. Read past the dollar figure and you find a selection principle hiding in plain sight.

Agents deploy fastest where the output can be checked against a rule.

That's the whole thing. Lending isn't the easy terrain. It's the hard terrain. Capital review, credit terms, claim triage, all of it wrapped in regulation and paper. And that's exactly why the agent works there, because every decision already has written criteria and an audit trail behind it. You can grade the answer. When you can grade the answer, you can trust the machine.

Now flip it. Where does an agent stall? Where "good" is a vibe. Brand taste, culture calls, the judgment nobody wrote down. No rule, no grade. No grade, no deployment.

So the pattern isn't "fintech raises money." The pattern is that the most specified industries move first. Banks and insurers look like tech companies for a second, but they're not. They're rule-following companies. Their edge is that the rules are already on paper.

You're a rule-following company too. You just haven't listed the rules.

So list them. Take thirty minutes and write down every recurring decision in your business that already has written criteria. Discount approvals. Vendor scoring. Credit terms. Which invoices get flagged. Which refunds get approved.

Then pick the one with the clearest paper trail. Not the easiest one. The one you could defend to an auditor line by line.

That's your first agent. Not because it saves the most time, but because you can check its work. Verifiability is the unlock. Everything you can audit, you can automate.

Start with the decision you already wrote down.